Broward County buyers can look at 8 county and city programs in Fort Lauderdale, Hollywood, Miramar, Pompano Beach and Sunrise, plus statewide Florida and federal options. Each program sets its own rules, so treat this page as a list of questions to ask a lender, not a list of programs you qualify for.
Information as of: October 28, 2026 Program rules, limits and funding change often, sometimes mid-year. Always verify current details with a participating lender before making decisions.
County-wide programs
Broward County Homebuyer Purchase Assistance Program
Up to $100,000, plus $10,000 for the workforce tier and $5,000 for certain professions
A large 0% deferred loan toward buying a home, forgiven after you've lived there for a set number of years. Extra amounts are available for some workforce buyers and certain professions.
Where
Broward County
First-time buyer
Required
Income limit
50% to 120% of Area Median Income (up to 140% for the workforce tier).
2026 income limits by household size
Household size
At least
Up to
1
$44,350
$124,180
2
$50,700
$141,960
3
$57,000
$159,600
4
$63,400
$177,520
5
$68,450
$191,660
6
$73,550
$205,940
7
$78,650
$220,220
8
$83,700
$234,360
Contribute 1% to 3% of the price from your own funds
Liquid assets under $100,000 before closing and $50,000 after
No cash-out refinances
Broward County Housing Finance Authority (HFA)
Broward County SHIP
Historically up to $80,000, depending on income tier
A deferred loan with no monthly payment toward the down payment and closing costs. Funding opens and closes during the year.
Where
Broward County
Minimum credit score
640
Income limit
Very-low to moderate income limits apply.
Broward County Housing and Community Development
City programs
These usually require the home to be inside the city limits.
Fort Lauderdale Purchase Assistance Program
Amount not listed
Gap financing toward the down payment and closing costs for first-time buyers in Fort Lauderdale.
Where
Fort Lauderdale
First-time buyer
Required
Income limit
Low to moderate income.
Fort Lauderdale Housing and Community Development
Hollywood Homebuyer Assistance Program
Up to $50,000
A 0% deferred loan for 15 years toward buying a home in Hollywood.
Where
Hollywood
Income limit
80% to 120% of Area Median Income, depending on the funding pool.
2026 income limits by household size
Household size
Up to
1
$106,440
2
$121,680
3
$136,800
4
$152,160
5
$164,280
6
$176,520
7
$188,760
8
$200,880
Hollywood Community Development
Miramar First-Time Homebuyer (FTB) Program
Up to $50,000 (below 50% AMI) or $40,000 (51% to 80% AMI)
A 0% deferred loan for first-time buyers in Miramar, forgivable after 15 years if the conditions are met.
Where
Miramar
First-time buyer
Required
Income limit
Up to 80% of Area Median Income, in two tiers.
2026 income limits by household size
Household size
Up to
1
$71,000
2
$81,150
3
$91,300
4
$101,400
5
$109,550
6
$117,650
7
$125,750
8
$133,850
At least 1% of your own funds
Home must be inside Miramar
City of Miramar Economic Development & Housing
Miramar MIMA Program (Moderate Income)
Up to $30,000, capped at 10% of the purchase price
An interest-free deferred second mortgage for moderate-income buyers in Miramar, including households earning more than most programs allow.
Where
Miramar
Income limit
Household income up to $165,000 a year.
Home must be inside Miramar
City of Miramar Economic Development & Housing
Pompano Beach First Time Homebuyer Program
Up to $50,000
Help with the down payment and closing costs for lower-income households buying in Pompano Beach.
Where
Pompano Beach
First-time buyer
Required
Income limit
Very-low (50% AMI) to low (80% AMI) income.
2026 income limits by household size
Household size
Up to
1
$71,000
2
$81,150
3
$91,300
4
$101,400
5
$109,550
6
$117,650
7
$125,750
8
$133,850
The city is listed as an additional mortgagee on your insurance
Pompano Beach Office of Housing and Urban Improvement (OHUI)
Sunrise First-Time Homebuyer Program
Amount not listed
A 0% deferred loan toward the down payment and closing costs for first-time buyers in Sunrise.
Where
Sunrise
First-time buyer
Required
Income limit
Standard HUD / SHIP income limits.
Sunrise Community Development
Broward County income limits
Many programs set their limit as a percentage of area median income (AMI) for the Fort Lauderdale HMFA. The area median income is $102,500. Check each program's own limit, since they use different percentages.
Florida Homebuyer School