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All programs / Broward County / Fort Lauderdale

Fort Lauderdale homebuyer programs

Fort Lauderdale is in Broward County. Buyers here can look at 1 city program, 2 county-wide programs, and statewide Florida and federal options. Each program sets its own rules, so treat this page as a list of questions to ask a lender, not a list of programs you qualify for.

Information as of: October 28, 2026
Program rules, limits and funding change often, sometimes mid-year. Always verify current details with a participating lender before making decisions.

Fort Lauderdale city program

City programs usually require the home to be inside Fort Lauderdale's city limits.

Fort Lauderdale Purchase Assistance Program

Amount not listed

Gap financing toward the down payment and closing costs for first-time buyers in Fort Lauderdale.

Where
Fort Lauderdale
First-time buyer
Required
Income limit
Low to moderate income.

Fort Lauderdale Housing and Community Development

Broward County programs that also apply

  • Broward County Homebuyer Purchase Assistance Program: Up to $100,000, plus $10,000 for the workforce tier and $5,000 for certain professions
  • Broward County SHIP: Historically up to $80,000, depending on income tier

See the Broward County program details and income limits →

Income limits in Fort Lauderdale

Programs here use the Broward County figures for the Fort Lauderdale HMFA. For example, 80% of area median income is $101,400 for a household of four. Each program uses its own percentage, so check its limit. See every household size →

Income limits from: Florida Housing Finance Corporation, 2026 Income Limits and Rent Limits, SHIP and HHRP Programs (based on HUD figures), effective May 1, 2026.

Statewide programs that also apply

  • FHA Insured Mortgage
  • VA Guaranteed Home Loan
  • USDA Section 502 Guaranteed Rural Housing Loan
  • Fannie Mae HomeReady Mortgage
  • Freddie Mac Home Possible Mortgage
  • Florida Hometown Heroes Housing Program
  • Florida Assist (FL Assist)
  • Florida Homeownership Loan Program (FL HLP)
  • HFA Preferred and HFA Advantage PLUS Second Mortgage
  • Mortgage Credit Certificate (MCC)
  • HUD Good Neighbor Next Door
  • Florida Military Heroes Loan Program
  • Physician Loans (Doctor Loans)

See the statewide program details →

Other Broward County cities

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