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All programs / Broward County / Miramar
Miramar homebuyer programs
Miramar is in Broward County. Buyers here can look at 2 city programs, 2 county-wide programs, and statewide Florida and federal options. Each program sets its own rules, so treat this page as a list of questions to ask a lender, not a list of programs you qualify for.
Information as of: October 28, 2026
Program rules, limits and funding change often, sometimes mid-year. Always verify current details with a participating lender before making decisions.
Miramar city programs
City programs usually require the home to be inside Miramar's city limits.
Miramar First-Time Homebuyer (FTB) Program
Up to $50,000 (below 50% AMI) or $40,000 (51% to 80% AMI)
A 0% deferred loan for first-time buyers in Miramar, forgivable after 15 years if the conditions are met.
- Where
- Miramar
- First-time buyer
- Required
- Income limit
- Up to 80% of Area Median Income, in two tiers.
2026 income limits by household size
| Household size | Up to |
|---|
| 1 | $71,000 |
| 2 | $81,150 |
| 3 | $91,300 |
| 4 | $101,400 |
| 5 | $109,550 |
| 6 | $117,650 |
| 7 | $125,750 |
| 8 | $133,850 |
- At least 1% of your own funds
- Home must be inside Miramar
City of Miramar Economic Development & Housing
Miramar MIMA Program (Moderate Income)
Up to $30,000, capped at 10% of the purchase price
An interest-free deferred second mortgage for moderate-income buyers in Miramar, including households earning more than most programs allow.
- Where
- Miramar
- Income limit
- Household income up to $165,000 a year.
- Home must be inside Miramar
City of Miramar Economic Development & Housing
Broward County programs that also apply
- Broward County Homebuyer Purchase Assistance Program: Up to $100,000, plus $10,000 for the workforce tier and $5,000 for certain professions
- Broward County SHIP: Historically up to $80,000, depending on income tier
See the Broward County program details and income limits →
Statewide programs that also apply
- FHA Insured Mortgage
- VA Guaranteed Home Loan
- USDA Section 502 Guaranteed Rural Housing Loan
- Fannie Mae HomeReady Mortgage
- Freddie Mac Home Possible Mortgage
- Florida Hometown Heroes Housing Program
- Florida Assist (FL Assist)
- Florida Homeownership Loan Program (FL HLP)
- HFA Preferred and HFA Advantage PLUS Second Mortgage
- Mortgage Credit Certificate (MCC)
- HUD Good Neighbor Next Door
- Florida Military Heroes Loan Program
- Physician Loans (Doctor Loans)
See the statewide program details →
Florida Homebuyer School