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All programs / Palm Beach County / West Palm Beach
West Palm Beach is in Palm Beach County. Buyers here can look at 1 city program, 2 county-wide programs, and statewide Florida and federal options. Each program sets its own rules, so treat this page as a list of questions to ask a lender, not a list of programs you qualify for.
Information as of: October 28, 2026
Program rules, limits and funding change often, sometimes mid-year. Always verify current details with a participating lender before making decisions.
City programs usually require the home to be inside West Palm Beach's city limits.
Amount not listed
Gap financing and closing cost help for buyers in West Palm Beach.
West Palm Beach Housing and Community Development
See the Palm Beach County program details and income limits →
Programs here use the Palm Beach County figures for the West Palm Beach-Boca Raton HMFA. For example, 80% of area median income is $102,800 for a household of four. Each program uses its own percentage, so check its limit. See every household size →
Income limits from: Florida Housing Finance Corporation, 2026 Income Limits and Rent Limits, SHIP and HHRP Programs (based on HUD figures), effective May 1, 2026.
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