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All programs / Palm Beach County / Boca Raton
Boca Raton is in Palm Beach County. Buyers here can look at 1 city program, 2 county-wide programs, and statewide Florida and federal options. Each program sets its own rules, so treat this page as a list of questions to ask a lender, not a list of programs you qualify for.
Information as of: October 28, 2026
Program rules, limits and funding change often, sometimes mid-year. Always verify current details with a participating lender before making decisions.
City programs usually require the home to be inside Boca Raton's city limits.
Up to $190,000
A large 0% deferred loan over 20 years toward buying a home in Boca Raton, with strict income and price limits.
Boca Raton Community Services
See the Palm Beach County program details and income limits →
Programs here use the Palm Beach County figures for the West Palm Beach-Boca Raton HMFA. For example, 80% of area median income is $102,800 for a household of four. Each program uses its own percentage, so check its limit. See every household size →
Income limits from: Florida Housing Finance Corporation, 2026 Income Limits and Rent Limits, SHIP and HHRP Programs (based on HUD figures), effective May 1, 2026.
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